Amazon Pay has expanded its vehicle insurance offerings to cover approximately 280 million vehicle owners across India, including 250 million two-wheeler owners and 30 million car owners. The service, launched in partnership with HDFC ERGO, ACKO, and ICICI Lombard, brings competitive premiums and cashless claims processing to customers nationwide.
The expansion addresses a critical gap in India's insurance market, where more than 70% of registered two-wheelers remain uninsured. Amazon Pay now offers coverage that extends from metros to tier 2 and tier 3 cities including Coimbatore, Kota, Gwalior, Jamshedpur, Jhansi, Udupi, Sambalpur, Alwar, and Bharatpur.
How to get insurance on Amazon Pay?
Amazon Pay has made the experience of buying insurance simple by providing an easy-to-understand purchase journey. Customers can now purchase vehicle insurance entirely through the Amazon app in just a few minutes. They can get a quote by entering their vehicle registration number, selecting their preferred coverage level, and completing the purchase. The digital process requires no physical vehicle inspection for two-wheelers and issues policies within minutes.
The service includes cashless claims processing at over 9,000 network garages across India, subject to policy terms. Customers can compare premiums from multiple insurers in one place and select the option that works best for them. Prime members receive exclusive discounts on insurance premiums provided by the insurers.
Customers can select from a list of add-ons based on their needs. Payment options include Amazon Pay balance, UPI, or any saved card, with cashback benefits available through Amazon Pay. Once purchased, the policy appears instantly on the Amazon orders page and is delivered to the customer's email inbox.
Innovating with Amazon Pay
"Amazon Pay strives to innovate for every Indian, simplifying lives and fulfilling aspirations by solving for their payment and financial needs," says Vikas Bansal, CEO of Amazon Pay India.
"Our latest expansion of the vehicle insurance portfolio is a direct reflection of that commitment. With more than 70% of India's registered two-wheelers uninsured, we are focused on driving deeper insurance penetration into tier 2 and tier 3 cities where access has been limited. By partnering with India's most trusted insurers to bring a comprehensive cashless garage network, we are not just offering a service—we are providing a critical safety net for millions of road users and helping to build a more financially secure society," he adds.
Customers can purchase vehicle insurance by visiting the Amazon Pay page or searching for it on the Amazon mobile app or mobile website.
Amazon Pay operates as a registered Corporate Agent and does not underwrite insurance policies.
How to use Amazon Pay for buying Vehicle Insurance?
- Visit the Amazon Pay page or search "vehicle insurance" on the Amazon app.
- Enter your vehicle registration number.
- Select preferred coverage level and compare insurer options.
- Complete purchase with Amazon Pay, UPI, or saved card.
- Policy delivered instantly to your email and Amazon orders page.
